Personal finance

Free Subscription Audit Spreadsheet

Find forgotten recurring charges and decide keep, downgrade, or cancel.

What this is

Pull recurring charges out of your statements and decide keep, downgrade, or cancel. Most people find 1–3 forgotten subscriptions in the first pass.

Best for

  • Anyone with streaming, SaaS, and mobile add-ons
  • Pre-paycheck cleanup sessions
  • Households merging expenses after moving in together

What’s included

  • Service, cost, billing date, and usage check
  • Decision and cancel-by fields
  • Sample subscriptions to replace

Preview

ServiceMonthly costBilling dateUsed last 30 days?DecisionCancel by
Streaming A15.9912YesKeep
Cloud storage9.993NoCancel2026-08-20
Design tool12.001YesDowngrade

How to use

  1. Pull the last 60 days of bank/card statements.
  2. Log every recurring charge.
  3. Mark Decision and set a Cancel by date for anything unused.

Tips

  • Scan 60 days of statements — monthly and annual renewals both hide.
  • Set calendar reminders for Cancel by dates.
  • Downgrade before cancel if you still need a lighter plan.

FAQ

Annual plans?

Convert to monthly cost (÷12) so comparisons stay honest, and note renew date in Cancel by.